App & Chat lock
Turn on App Lock to keep your WhatsApp account safe from unauthorized access.
You can also add an extra layer of protection to your Friction account by activating Chat lock.
Try Friction BetaWhatsapp
Send money on WhatsApp
Just open WhatsApp, text Friction, and your money moves.
No app to download. No forms to fill. No branch to visit.
How it works
Say "Hi"
Click "Start on WhatsApp" and Text "Hi"
A template would be sent to you with steps to create an account.
It takes 30 seconds to create an account.
Add money
Text "Fund my wallet" to get your Friction account details.
Transfer from any Nigerian bank.
Your money sits safely in your Friction wallet.
Send money
Just text what you want to send.
Example: "Send 5,000 to 8100110011 Opay"
Confirm with your PIN and the transaction will be done in seconds.
Our Features
Send money with AI.
"Send ₦5,000 to 5122334455 Moniepoint"
Friction AI can handle your money on your behalf. Texts and forwarded messages can be transformed into transactions. Just say what you want.
Try it›Free financial assistant.
"How much did I spend this week?"
Friction AI remembers your activity, and can use that knowledge to give you a personalized insights on how to manage your finances. All you need do is ask!
Ask›AI budgeting.
"Create a 50k monthly budget for me".
Friction AI can use your transaction data to track your spending, create a personalized budget for you and help you stick to it. Just ask!
Create›Send money with AI.
"Send ₦5,000 to 5122334455 Moniepoint"
Friction AI can handle your money on your behalf. Texts and forwarded messages can be transformed into transactions. Just say what you want.
Try it›Free financial assistant.
"How much did I spend this week?"
Friction AI remembers your activity, and can use that knowledge to give you a personalized insights on how to manage your finances. All you need do is ask!
Ask›AI budgeting.
"Create a 50k monthly budget for me".
Friction AI can use your transaction data to track your spending, create a personalized budget for you and help you stick to it. Just ask!
Create›Security Systems
Protection on every level.
Friction runs on WhatsApp's infrastructure with built-in privacy protection & encryption systems. .
Let's show you how.
Transaction PIN
End-to-end encryption
WhatsApp secures all personal messages with end-to-end encryption, only you and Friction AI can see them.
Two-step verification
Two-step verification prevents unauthorized access to your WhatsApp account.
stand well financially.
Ask me!
Ask anything you need to know about Friction AI
AI
Friction Assistant
Friction AI handles your data securely
USER REVIEWS
We asked our beta testers their thoughts on Friction AI
I've tried a few apps like this, but Friction AI feels different. It's actually simple to use and I didn't have to figure things out for too long. Still early, but I like where it's going.
Ebenezer Emmanuel
Software Developer
OUR PARTNERS
MetaWhatsApp9PSBOPayFlutterwavePaystackInterswitchMetaWhatsApp9PSBOPayFlutterwavePaystackInterswitchMetaWhatsApp9PSBOPayFlutterwavePaystackInterswitch
ChipperQoreIDLinearSlackStripeMonoStitchChipperQoreIDLinearSlackStripeMonoStitchChipperQoreIDLinearSlackStripeMonoStitch
Seconds
Go from first contact to transaction in less than 30 seconds