Your personal AI-powered
bank. Just a text away.

With just a text you can access the power of a bank, artificial intelligence, and crypto — all in one platform.

Seamless transactions

Send
Money with AI.

Friction AI can handle your money on your behalf.
Texts, voice messages and forwarded messages can be transformed into transactions.

Send Money

Image Reading

Pictures to
Transactions

Images can be transformed into transactions. No need to type or fill forms.

Convert pictures

Financial Assistant

Free
AI Accountant.

Friction AI keeps good memory of your daily spending, and it can use that knowledge to create a budget perfectly tailored for you.
All you need do is ask!

Try it out

the ChatGPT of finance

Worried about your security?

Friction AI is secured by WhatsApp's built-in privacy protection & encryption systems.
Let's show you how.

App & Chat lock

Turn-on App lock on WhatsApp to protect your Friction account. This will help protect your WhatsApp from unauthorized access.

You can also add an extra layer of protection to your Friction account by activating Chat lock.
It keeps your chat private and secure.
Locked chats will be hidden from your chats list in the Locked Chats folder, so you can prevent anyone else using your phone from seeing your chat and transactions with Friction AI.

Transaction PIN

Every transaction with Friction is protected by a PIN only you know. You're in full control — no action can be made without your personal authorization.

End-to-end encryption

WhatsApp secures all personal messages, calls, photos and videos with end-to-end encryption, only Friction AI and you have the special key needed to unlock and read them.

Beyond end-to-end encryption, WhatsApp offers additional layers of protection to all of your conversations.